Capital Group Companies, Inc. 401(k): best low-cost funds
Capital Retirement Savings Plan · Plan #002 · LOS Angeles, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| CG Grwth Fund Of America Trst(us)u3 | CG Employee Benefit Investment Trust | Common/collective trust | $958.1M |
| CG 2035 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $520.2M |
| CG 2040 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $486.0M |
| CG 2030 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $390.9M |
| CG 2045 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $388.1M |
| CG NEW Perspective Trust (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $365.3M |
| CG Fundamental Investors Trst(us)u2 | CG Employee Benefit Investment Trust | Common/collective trust | $312.1M |
| CG 2050 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $274.5M |
| CG Amcap Trust (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $268.7M |
| CG Invstmt Comp Of AM Trust (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $264.6M |
| CG Wash Mutual Investors TR (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $249.4M |
| CG NEW Economy Trust (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $246.0M |
| CG World Growth & Income TR (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $209.1M |
| CG 2025 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $178.5M |
| CG Eupac Trust (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $170.0M |
| CG 2055 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $152.9M |
| CG American BAL Trust (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $138.4M |
| CG Amerian Mutul Trust (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $127.4M |
| CG 2060 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $109.3M |
| CG US Core FIX Income TR (us) U2 | CG Employee Benefit Investment Trust | Common/collective trust | $70.2M |
| CG Long Duration Credit Trust CL DB | CG Employee Benefit Investment Trust | Common/collective trust | $51.9M |
| CG 2020 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $44.7M |
| CG 2065 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $36.4M |
| CG 2015 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $8.0M |
| CG Intl Equity Trust (us) CL DB | CG Employee Benefit Investment Trust | Common/collective trust | $7.6M |
| CG 2010 TD RET Trust (us) TD4 | CG Employee Benefit Investment Trust | Common/collective trust | $5.1M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.8B | 22.5% |
| Common/collective trusts | $6.0B | 74.1% |
| Participant loans | $13.6M | 0.2% |
Fees paid from plan assets
| Total administrative expenses | $2,225 |
Reported administrative expenses were about 0.000% of average plan assets, or about $0 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20260407122345NAL0004976899001. EIN 860206507.
FAQ
What are the best low-cost funds in the Capital Group Companies, Inc. 401(k)?
The free public data doesn't list enough of the Capital Group Companies, Inc. plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Capital Group Companies, Inc. 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Capital Group Companies, Inc. 401(k) plan?
The plan reported about $8.1B in net assets and 12,268 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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