Farmers Group, Inc. 401(k): best low-cost funds
Farmers Group, Inc. 401(k) Savings Plan · Plan #002 · Woodland Hills, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Barclays Global Invs N A Invt | Blackrock Institutional Trust Company N A | Common/collective trust | $677.9M |
| Blackrock Lifepath Index 2045 Fund index | Wilmington Trust, N.a. | Common/collective trust | $477.4M |
| Blackrock Lifepath Index 2035 Fund index | Wilmington Trust, N.a. | Common/collective trust | $474.7M |
| Blackrock Lifepath Index Retirement index | Wilmington Trust, N.a. | Common/collective trust | $432.0M |
| Blackrock Lifepath Index 2040 Fund index | Wilmington Trust, N.a. | Common/collective trust | $392.2M |
| Blackrock Lifepath Index 2030 Fund index | Wilmington Trust, N.a. | Common/collective trust | $375.5M |
| Blackrock Lifepath Index 2050 Fund index | Wilmington Trust, N.a. | Common/collective trust | $341.4M |
| Blackrock Lifepath Index 2055 Fund index | Wilmington Trust, N.a. | Common/collective trust | $203.0M |
| Blackrock Lifepath Index 2060 Fund index | Wilmington Trust, N.a. | Common/collective trust | $120.8M |
| Metropolitan Life GAC | Metropolitan Life | Pooled separate account | $81.9M |
| Blackrock Lifepath Index 2065 Fund index | Wilmington Trust, N.a. | Common/collective trust | $44.8M |
| Blackrock Lifepath Index 2025 Fund index | Wilmington Trust, N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $275.5M | 5.6% |
| Common/collective trusts | $3.6B | 72.7% |
| Pooled separate accounts | $81.9M | 1.7% |
| Insurance co. general account | $158.8M | 3.2% |
| Common stock (direct) | $522.6M | 10.7% |
| Participant loans | $56.4M | 1.2% |
| Other investments | $106.6M | 2.2% |
Fees paid from plan assets
| Investment advisory & management fees | $3.7M |
| Other administrative fees | $232,367 |
| Total administrative expenses | $5.0M |
Reported administrative expenses were about 0.107% of average plan assets, or about $178 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250917144501NAL0000605169001. EIN 950725935.
FAQ
What are the best low-cost funds in the Farmers Group, Inc. 401(k)?
The free public data doesn't list enough of the Farmers Group, Inc. plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Farmers Group, Inc. 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Farmers Group, Inc. 401(k) plan?
The plan reported about $4.9B in net assets and 28,334 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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