Hdr, Inc. 401(k): best low-cost funds
Hdr, Inc. Best Plan And Esop · Plan #007 · Omaha, NE
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Fidelity Contrafund Commingled Pool | Fidelity Management Trust Company | Common/collective trust | $165.5M |
| MFS Heritage TR CO Cit-mfs LCV Fund | MFS Heritage Trust Company | Common/collective trust | $109.2M |
| Blackrock Total Return Bond Fund T | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $77.0M |
| Wtc-cif II GRW (sers 2) Portfolio | Wellington Trust Company, NA | Common/collective trust | $62.1M |
| Schwab Managed RET TR Fund 2050 | Charles Schwab Trust Bank | Common/collective trust | $61.7M |
| Schwab Managed RET TR Fund 2035 | Charles Schwab Trust Bank | Common/collective trust | $47.7M |
| Schwab Managed RET TR Fund 2040 | Charles Schwab Trust Bank | Common/collective trust | $45.8M |
| Schwab Managed RET TR Fund 2030 | Charles Schwab Trust Bank | Common/collective trust | $45.4M |
| American Beacon SM CAP VL COL IN FD | Global Trust Company | Common/collective trust | $44.2M |
| Schwab Managed RET TR Fund 2045 | Charles Schwab Trust Bank | Common/collective trust | $39.6M |
| Schwab Managed RET TR Fund 2025 | Charles Schwab Trust Bank | Common/collective trust | $36.3M |
| Schwab Managed RET TR Fund 2055 | Charles Schwab Trust Bank | Common/collective trust | $30.7M |
| Schwab Managed RET TR Fund 2060 | Charles Schwab Trust Bank | Common/collective trust | $25.1M |
| Schwab Managed RET TR Fund 2020 | Charles Schwab Trust Bank | Common/collective trust | $19.4M |
| Schwab Managed Retr TR Fund 2065 | Charles Schwab Trust Bank | Common/collective trust | $7.8M |
| Schwab Managed RET TR Fund 2015 | Charles Schwab Trust Bank | Common/collective trust | $5.2M |
| Schwab Managed RET TR Fund - Income | Charles Schwab Trust Bank | Common/collective trust | $4.5M |
| Schwab Managed RET TR Fund 2010 | Charles Schwab Trust Bank | Common/collective trust | $2.1M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $618.9M | 8.0% |
| Common/collective trusts | $829.4M | 10.8% |
| Insurance co. general account | $172.6M | 2.2% |
| Employer securities (company stock) | $5.9B | 76.1% |
| Participant loans | $16.4M | 0.2% |
| Other investments | $54.6M | 0.7% |
Fees paid from plan assets
| Contract administrator fees | $428,144 |
| Investment advisory & management fees | $411,901 |
| Total administrative expenses | $1.6M |
Reported administrative expenses were about 0.024% of average plan assets, or about $104 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251105072606NAL0005483251001. EIN 470663756.
FAQ
What are the best low-cost funds in the Hdr, Inc. 401(k)?
The free public data doesn't list enough of the Hdr, Inc. plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Hdr, Inc. 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Hdr, Inc. 401(k) plan?
The plan reported about $7.7B in net assets and 15,939 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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