Latham & Watkins LLP 401(k): best low-cost funds
Latham & Watkins 401(k) Savings And Profit Sharing Plan · Plan #001 · LOS Angeles, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Inst TOT Intl ST MKT | Vanguard Fiduciary Trust Company | Common/collective trust | $290.5M |
| VGD Inst 500 Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $257.7M |
| Harbor Capital Apprec CIT CL 4 | Minnesota Life Insurance Company | Common/collective trust | $191.0M |
| Vftc Target RET 2050 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $130.4M |
| Vftc Target RET 2055 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $115.1M |
| Vanguard Instl Total Bond MKT index | Vanguard Fiduciary Trust Company | Common/collective trust | $111.5M |
| Vftc Target RET 2045 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $110.4M |
| Vftc Target RET 2040 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $88.0M |
| Vanguard Developed MKT IDX TR | Vanguard Fiduciary Trust Company | Common/collective trust | $84.6M |
| Vftc Target RET 2035 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $80.3M |
| Vftc Target RET 2030 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $66.8M |
| Vftc Target RET 2060 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $60.5M |
| Vftc Retirement Saving Trust IV | Vftc Retirement Saving Trust IV | Common/collective trust | $45.2M |
| Vftc Target RET 2025 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $27.8M |
| Vftc Target RET 2020 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $10.7M |
| Vftc Target RET 2065 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $8.6M |
| Vftc Target RET INC TR I | Vanguard Fiduciary Trust Company | Common/collective trust | $7.6M |
| Vftc Target RET 2070 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $1.4M |
| VGD Target RET Income Growth I | Vanguard Fiduciary Trust Company | Common/collective trust | $409,765 |
| Harbor Capital Apprec CIT CL 4 | Harbor Capital Appreciation CIT | Common/collective trust | $0 |
| Vftc Targett RET INC & Grwth TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $861.0M | 28.0% |
| Common/collective trusts | $1.7B | 55.0% |
| Participant loans | $9.9M | 0.3% |
| Other investments | $419.6M | 13.7% |
Fees paid from plan assets
| Contract administrator fees | $7,356 |
| Investment advisory & management fees | $1.3M |
| Total administrative expenses | $1.4M |
Reported administrative expenses were about 0.047% of average plan assets, or about $170 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250725003531NAL0006848400001. EIN 952018373.
FAQ
What are the best low-cost funds in the Latham & Watkins LLP 401(k)?
The free public data doesn't list enough of the Latham & Watkins LLP plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Latham & Watkins LLP 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Latham & Watkins LLP 401(k) plan?
The plan reported about $3.1B in net assets and 8,020 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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