Transamerica Corporation 401(k): best low-cost funds
Transamerica 401(k) Retirement Savings Plan · Plan #003 · Cedar Rapids, IA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Spartan 500 Index Pool Class D index | Fidelity | Common/collective trust | $605.8M |
| Wtc-cif II GR (series 4) | Wellington | Common/collective trust | $417.5M |
| MFS Intl Equity Class 3A | MFS | Common/collective trust | $128.8M |
| Spartan Extended Market Index Pool index | Fidelity | Common/collective trust | $117.1M |
| Boston Paners LG CAP VAL EQ Class D | Boston Partners | Common/collective trust | $95.2M |
| Prudential Core Plus BD | Prudential | Common/collective trust | $86.3M |
| Blackrock LP Index 2040 Fund W index | Blackrock | Common/collective trust | $49.8M |
| Blackrock LP Index 2035 Fund W index | Blackrock | Common/collective trust | $48.9M |
| Blackrock LP Index 2045 Fund W index | Blackrock | Common/collective trust | $44.0M |
| Blackrock LP Index 2030 Fund W index | Blackrock | Common/collective trust | $43.3M |
| Blackrock LP Index Retment Fund W index | Blackrock | Common/collective trust | $37.4M |
| Blackrock LP Index 2050 Fund W index | Blackrock | Common/collective trust | $37.4M |
| Spartan Total International Index P index | Fidelity | Common/collective trust | $33.1M |
| Blackrock LP Index 2055 Fund W index | Blackrock | Common/collective trust | $23.9M |
| Blackrock LP Index 2060 Fund W index | Blackrock | Common/collective trust | $12.0M |
| Blackrock LP Index 2065 Fund W index | Blackrock | Common/collective trust | $5.7M |
| Transamerica RET Solutions CT | Transamerica RET Solutions Corp | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $95.8M | 3.5% |
| Common/collective trusts | $1.8B | 65.7% |
| Insurance co. general account | $488.5M | 18.0% |
| Employer securities (company stock) | $37.1M | 1.4% |
| Participant loans | $24.7M | 0.9% |
| Other investments | $287.1M | 10.6% |
Fees paid from plan assets
| Total administrative expenses | $10,840 |
Reported administrative expenses were about 0.000% of average plan assets, or about $1 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015124501NAL0009292178002. EIN 421484983.
FAQ
What are the best low-cost funds in the Transamerica Corporation 401(k)?
The free public data doesn't list enough of the Transamerica Corporation plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Transamerica Corporation 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Transamerica Corporation 401(k) plan?
The plan reported about $2.7B in net assets and 13,910 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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