Consolidated Edison Company Of NEW York, Inc. 401(k): best low-cost funds
The Consolidated Edison Thrift Savings Plan · Plan #004 · NEW York, NY
Suggested simple Boglehead mix
- US stocks (~60%): Vanguard Inst 500 Index Trust
- International stocks (~20-30%): Vanguard Inst Intl STK MKT Index TR
- Bonds (~10-20%): Vanguard Inst TTL Bond MKT Index TR
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Inst 500 Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $1.7B |
| Vanguard Inst Intl STK MKT Index TR index | Vanguard Fiduciary Trust Company | Common/collective trust | $382.2M |
| Vanguard Inst EXT Market Indx TR | Vanguard Fiduciary Trust Company | Common/collective trust | $363.4M |
| Vanguard Inst TTL Bond MKT Index TR index | Vanguard Fiduciary Trust | Common/collective trust | $360.6M |
| Fidelity OTC Commigled Pool | Fidelity Management Company | Common/collective trust | $305.9M |
| Vftc Target Retirement 2045 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $184.8M |
| Vftc Target Retirement 2050 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $159.6M |
| Vftc Target Retirement 2030 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $155.0M |
| Vftc Target Retirement 2035 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $151.6M |
| Vftc Target Retirement 2040 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $138.1M |
| Vftc Target Retirement 2025 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $135.2M |
| Vftc Target Retirement Income TR PL | Vanguard Fiduciary Trust Company | Common/collective trust | $118.2M |
| Vftc Target Retirement 2055 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $103.3M |
| Vftc Target Retirement 2020 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $85.7M |
| Vftc Target Retirement 2060 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $64.2M |
| Western Asset Core Bond CIF | Wellington Management Company | Common/collective trust | $34.0M |
| Vftc Target Retirement 2065 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $16.2M |
| Vftc Target Retirement 2070 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $1.4M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.5B | 23.4% |
| Common/collective trusts | $4.5B | 70.8% |
| Insurance co. general account | $33.9M | 0.5% |
| Employer securities (company stock) | $47.5M | 0.7% |
| Participant loans | $82.8M | 1.3% |
| Other investments | $197.3M | 3.1% |
Fees paid from plan assets
| Other administrative fees | $4.2M |
| Total administrative expenses | $4.2M |
Reported administrative expenses were about 0.070% of average plan assets, or about $202 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250930082946NAL0011438529001. EIN 135009340.
FAQ
What are the best low-cost funds in the Consolidated Edison Company Of NEW York, Inc. 401(k)?
Based on public filings, index options include Vanguard Inst 500 Index Trust (US stocks), Vanguard Inst Intl STK MKT Index TR (international stocks) and Vanguard Inst TTL Bond MKT Index TR (bonds). Confirm them against your current plan menu and fee disclosure.
Can I build a three-fund portfolio in the Consolidated Edison Company Of NEW York, Inc. 401(k)?
It appears so: the filing lists a US stock index fund, an international index fund and a bond index fund. The split between them depends on your own goals and risk tolerance.
How big is the Consolidated Edison Company Of NEW York, Inc. 401(k) plan?
The plan reported about $6.3B in net assets and 20,761 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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