Marsh & Mclennan Companies, Inc. 401(k): best low-cost funds
Marsh & Mclennan Companies 401(k) Savings And Investment Plan · Plan #003 · NEW York, NY
Suggested simple Boglehead mix
- US stocks (~60%): S&P 500 Index Fund
- International stocks (~20-30%): Non-U.S. Equity Index Fund
- Bonds (~10-20%): U.S. Bond Index Fund
Fund names from the plan's public SEC Form 11-K filed 2025-06-24 (fund list in the annual report). Confirm they are on your current menu and check expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Master Retirement Savings Trust | Marsh & Mclennan Companies INC | Master trust | $3.5B |
| T Rowe Price Blue Chip Growth Trust | T Rowe Price | Common/collective trust | $540.1M |
| T Rowe Price Small & Mid-cap Core | T Rowe Price | Common/collective trust | $486.3M |
| Blackrock Lifepath Index 2050 Fund index | Blackrock Institutional Trust CO NA | Common/collective trust | $251.7M |
| Blackrock Lifepath Index 2045 Fund index | Blackrock Institutional Trust CO NA | Common/collective trust | $227.4M |
| Blackrock Lifepath Index 2055 Fund index | Blackrock Institutional Trust CO NA | Common/collective trust | $218.2M |
| Blackrock Lifepath Index 2035 Fund index | Blackrock Institutional Trust CO NA | Common/collective trust | $211.1M |
| Blackrock Lifepath Index 2040 Fund index | Blackrock Institutional Trust CO NA | Common/collective trust | $201.4M |
| Blackrock Lifepath Index 2030 Fund index | Blackrock Institutional Trust CO NA | Common/collective trust | $176.2M |
| Capital Group Europacific Growth | Capital Bank And Trust Company | Common/collective trust | $165.4M |
| Loomis Salyes Plus Fixed INC Fund | Loomis Salyes | Common/collective trust | $159.2M |
| Blackrock Lifepath Index Retirement index | Blackrock Institutional Trust CO NA | Common/collective trust | $145.8M |
| Putnam Large CAP Value Trust IA | Putnam Fiduciary Trust Company LLC | Common/collective trust | $140.7M |
| Blackrock Lifepath Index 2060 Fund index | Blackrock Institutional Trust CO NA | Common/collective trust | $137.3M |
| Blackrock Lifepath Index 2065 Fund index | Blackrock Institutional Trust CO NA | Common/collective trust | $57.8M |
| Ngti Collective Short-term INV Fund | Northern Trust Global Investments | Common/collective trust | $5.5M |
| Blackrock Lifepath Index 2025 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
| Blackrock Lifepath Index 2030 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
| Blackrock Lifepath Index 2035 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
| Blackrock Lifepath Index 2040 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
| Blackrock Lifepath Index 2045 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
| Blackrock Lifepath Index 2050 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
| Blackrock Lifepath Index 2055 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
| Blackrock Lifepath Index 2060 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
| Blackrock Lifepath Index 2065 Fund index | Blackrock Institutional Trust CO | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $706.5M | 9.5% |
| Common/collective trusts | $3.1B | 42.2% |
| Master trusts | $3.5B | 47.8% |
| Participant loans | $34.2M | 0.5% |
Fees paid from plan assets
Reported administrative expenses were about 0.000% of average plan assets, or about $0 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251006144237NAL0003603617001. EIN 362668272.
FAQ
What are the best low-cost funds in the Marsh & Mclennan Companies, Inc. 401(k)?
Based on public filings, index options include S&P 500 Index Fund (US stocks), Non-U.S. Equity Index Fund (international stocks) and U.S. Bond Index Fund (bonds). Confirm them against your current plan menu and fee disclosure.
Can I build a three-fund portfolio in the Marsh & Mclennan Companies, Inc. 401(k)?
It appears so: the filing lists a US stock index fund, an international index fund and a bond index fund. The split between them depends on your own goals and risk tolerance.
How big is the Marsh & Mclennan Companies, Inc. 401(k) plan?
The plan reported about $7.4B in net assets and 32,879 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
Other finance & insurance employers
- Citigroup Inc.
- Morgan Stanley Domestic Holdings, LLC
- The Goldman Sachs Group, Inc.
- U.s. Bancorp
- United Services Automobile Association
- Liberty Mutual Group Inc.