Dominion Energy, Inc. 401(k): best low-cost funds
Dominion Energy 401(k) Plan · Plan #001 · Richmond, VA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Dominion Energy, Inc. DC MT | Dominion Energy, Inc. | Master trust | $2.4B |
| Target Retirement 2030 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $193.5M |
| Target Retirement 2035 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $174.2M |
| Target Retirement 2025 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $149.3M |
| Target Retirement 2045 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $148.7M |
| Target Retirement 2050 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $143.4M |
| Target Retirement 2040 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $140.2M |
| Europacific Growth Fund | Capital Group | Common/collective trust | $117.8M |
| Target Retirement 2055 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $84.1M |
| Target Retirement 2020 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $74.5M |
| Target Retirement Income Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $56.8M |
| Target Retirement 2060 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $35.7M |
| Target Retirement 2065 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $21.7M |
| Target Retirement 2070 Trust Plus | The Vanguard Group, Inc. | Common/collective trust | $3.5M |
| BNY EB Temporary Investment Fund | Bank Of NEW York Mellon | Common/collective trust | $702,134 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $10.8M | 0.2% |
| Common/collective trusts | $1.3B | 30.3% |
| Master trusts | $2.4B | 54.4% |
| Employer securities (company stock) | $585.9M | 13.2% |
| Participant loans | $39.0M | 0.9% |
| Other investments | $39.3M | 0.9% |
Fees paid from plan assets
| Investment advisory & management fees | $3.1M |
| Total administrative expenses | $3.1M |
Reported administrative expenses were about 0.070% of average plan assets, or about $166 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250723145055NAL0008999170001. EIN 541229715.
FAQ
What are the best low-cost funds in the Dominion Energy, Inc. 401(k)?
The free public data doesn't list enough of the Dominion Energy, Inc. plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Dominion Energy, Inc. 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Dominion Energy, Inc. 401(k) plan?
The plan reported about $4.4B in net assets and 18,365 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
Other utilities employers
- Duke Energy Corporation
- Southern Company Services, Inc.
- National Grid USA Service Company, Inc.
- Consolidated Edison Company Of NEW York, Inc.
- Constellation Energy Generation LLC
- American Electric Power Service Corporation