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Southern California Edison Company 401(k): best low-cost funds

Edison 401(k) Savings Plan · Plan #002 · Rosemead, CA

Not financial advice. This page is educational and built from public government filings. Confirm every fund and fee in your plan's official materials before acting.
$6.3Bnet assets (end of plan year)
16,740participants with balances
13,749active participants
2024-12-31plan year end

Suggested simple Boglehead mix

The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.

Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.

Pooled funds named in the filing (Schedule D)

These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.

FundManagerTypePlan's holding
Equity Index Fund F Mutual Fund indexBlackrock Institutional Trust CO, NACommon/collective trust$1.6B
Equity Index Fund F Mutual Fund indexBlackrock Institutional Trust CO, NACommon/collective trust$316.7M
Barclays Global Invs N A FDS MutualBlackrock Institutional Trust CO, NACommon/collective trust$285.5M
BGI Msci Acwi SM EX US Index F Mutu indexBlackrock Institutional Trust CO, NACommon/collective trust$206.7M
International Equity Collective INVHarding Loevner LPCommon/collective trust$195.9M
Blackrock Instl TR CO N A FDS MutuaBlackrock Institutional Trust CO, NACommon/collective trust$168.3M
Hood RIV Collective Invt TR MutualHood River Small CAP Growth FundCommon/collective trust$123.3M
U.s. Debt Fund F Mutual FundBlackrock Institutional Trust CO, NACommon/collective trust$122.6M
Russell 2500 Index Fund F Mutual FU indexBlackrock Institutional Trust CO, NACommon/collective trust$113.7M
DEV Real Estate Index Fund F indexBlackrock Institutional Trust CO, NACommon/collective trust$56.4M
0 5 Year U.s. Treasury InflatiBlackrock Institutional Trust CO, NACommon/collective trust$50.1M
Reserved Nacc1 Fund 5613Blackrock Institutional Trust CO, NACommon/collective trust$33.7M
Reserved Nacc1 Fund 5614Blackrock Institutional Trust CO, NACommon/collective trust$21.7M
Blackrock US Debt Index Fund F Coll indexBlackrock Institutional Trust CO, NACommon/collective trust$19.9M
US Treasury Inflation Protected SECBlackrock Institutional Trust CO, NACommon/collective trust$0
Socal Edison Strategic Commodity FUBlackrock Institutional Trust CO, NACommon/collective trust$0
Blackrock Russell 1000 Growth indexBlackrock Institutional Trust CO, NACommon/collective trust$0
Cardinal Capmaster Smid CAP CITCardinal Capmaster Collective Mutual FundCommon/collective trust$0
Blackrock Msci Acwi Ex-us Index F indexBlackrock Institutional Trust CO, NACommon/collective trust$0
Russell 2500 Index Fund F Mutual FU indexBlackrock Institutional Trust CO, NACommon/collective trust$0

How plan assets are invested

Category (Schedule H)AmountShare
Registered investment companies (mutual funds)$246.5M3.9%
Common/collective trusts$3.3B52.6%
Employer securities (company stock)$304.5M4.8%
Common stock (direct)$679.8M10.8%
Participant loans$87.3M1.4%
Other investments$1.1B16.8%

Fees paid from plan assets

Investment advisory & management fees$4.9M
Total administrative expenses$4.9M

Reported administrative expenses were about 0.083% of average plan assets, or about $296 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.

Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015132610NAL0002362355001. EIN 951240335.

FAQ

What are the best low-cost funds in the Southern California Edison Company 401(k)?

The free public data doesn't list enough of the Southern California Edison Company plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.

Can I build a three-fund portfolio in the Southern California Edison Company 401(k)?

Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.

How big is the Southern California Edison Company 401(k) plan?

The plan reported about $6.3B in net assets and 16,740 participants with balances for plan year 2024, according to its DOL Form 5500 filing.

Where does this data come from?

From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.

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