The Interpublic Group Of Companies, Inc. 401(k): best low-cost funds
The Interpublic Group Of Companies, Inc. Savings Plan · Plan #003 · NEW York, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| NT S&P 500 Index Fund DC NL T5 index | Northern Trust Global Investments | Common/collective trust | $907.4M |
| Capital Group Europacific Growth SA | Empower Annuity Insurance Company | Pooled separate account | $308.1M |
| Smart Retirement DRE 2045-cf-b | Jpmorgan Chase Bank | Common/collective trust | $283.7M |
| Wellington Smid CAP Research Equity | Wellington Trust CO | Common/collective trust | $222.2M |
| Smart Retirement DRE 2040-cf-b | Jpmorgan Chase Bank | Common/collective trust | $220.1M |
| Smart Retirement DRE 2035-cf-b | Jpmorgan Chase Bank | Common/collective trust | $196.6M |
| Smart Retirement DRE 2050-cf-b | Jpmorgan Chase Bank | Common/collective trust | $162.5M |
| Smart Retirement DRE 2030-cf-b | Jpmorgan Chase Bank | Common/collective trust | $148.5M |
| NT Aggregate Bond Index Fund NL T4 index | Northern Trust Global Investments | Common/collective trust | $146.3M |
| Smart Retirement DRE 2055-cf-b | Jpmorgan Chase Bank | Common/collective trust | $132.0M |
| Intermediate Bond Fund | Jpmorgan Chase Bank | Common/collective trust | $113.1M |
| Smart Retirement DRE 2025-cf-b | Jpmorgan Chase Bank | Common/collective trust | $67.3M |
| Smart Retirement DRE 2060-cf-b | Jpmorgan Chase Bank | Common/collective trust | $66.9M |
| Smart Retirement DRE Income-cf-b | Jpmorgan Chase Bank | Common/collective trust | $54.4M |
| Intermediate Income Bond Fund | JP Morgan Chase Bank | Common/collective trust | $36.4M |
| Liquidity Fund | Jpmorgan Chase Bank | Common/collective trust | $5.7M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $611.1M | 15.0% |
| Common/collective trusts | $2.8B | 67.8% |
| Pooled separate accounts | $308.1M | 7.6% |
| Insurance co. general account | $306,359 | 0.0% |
| Employer securities (company stock) | $7.1M | 0.2% |
| Common stock (direct) | $282.1M | 6.9% |
| Participant loans | $20.9M | 0.5% |
| Other investments | $77.5M | 1.9% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $3.6M |
| Other administrative fees | $23,239 |
| Total administrative expenses | $4.4M |
Reported administrative expenses were about 0.114% of average plan assets, or about $132 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251001134755NAL0012703553001. EIN 131024020.
FAQ
What are the best low-cost funds in the The Interpublic Group Of Companies, Inc. 401(k)?
The free public data doesn't list enough of the The Interpublic Group Of Companies, Inc. plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the The Interpublic Group Of Companies, Inc. 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the The Interpublic Group Of Companies, Inc. 401(k) plan?
The plan reported about $4.1B in net assets and 33,543 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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