Board Of Trustees Of The Deferred Salary Plan Of The Electrical IND 401(k): best low-cost funds
Deferred Salary Plan Of The Electrical Industry · Plan #004 · Flushing, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard 500 Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $733.7M |
| Vanguard Target Rtmt 2025 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $237.2M |
| Vanguard Target Rtmt 2030 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $236.4M |
| Ibew Neca Stable Value Trust | Invesco Trust Company | Common/collective trust | $224.3M |
| Vanguard Target Rtmt 2035 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $201.3M |
| Vanguard Target Rtmt 2040 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $173.9M |
| Putnam Large CAP Value Trust | Putnam Fiduciary Trust Company, LLC | Common/collective trust | $164.1M |
| Vanguard Target Rtmt 2045 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $146.6M |
| Vanguard Target Rtmt 2050 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $123.1M |
| Russell 2000 Alpha Tilts Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $112.9M |
| Vanguard Target Rtmt Income Trust P | Vanguard Fiduciary Trust Company | Common/collective trust | $110.1M |
| Vanguard Target Rtmt 2055 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $69.5M |
| Union Labor Russell 3000 Index index | State Street Bank & Trust Company | Common/collective trust | $54.9M |
| Vanguard Target Rtmt 2020 Trust PLU | Vanguard Fiduciary Trust Company51647140 | Common/collective trust | $51.6M |
| Vftc Inst Total Bond MKT IDX Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $49.5M |
| Vanguard Developed Markets Trust | Vanguard Fiduciary Trust Company | Common/collective trust | $38.6M |
| Vanguard Target Rtmt 2060 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $36.8M |
| Morley Stable Value Fund | Principal Global Investors Trust Company | Common/collective trust | $17.0M |
| Vanguard Target Rtmt 2065 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $12.0M |
| Vanguard Target Rtmt INC & GRO Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $2.7M |
| Vanguard Target Rtmt 2070 Trust PLU | Vanguard Fiduciary Trust Company | Common/collective trust | $1.5M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.3B | 16.4% |
| Common/collective trusts | $2.8B | 35.0% |
| Common stock (direct) | $92.1M | 1.2% |
| Participant loans | $110.5M | 1.4% |
| Other investments | $686.6M | 8.6% |
Fees paid from plan assets
| Contract administrator fees | $2.5M |
| Investment advisory & management fees | $4.5M |
| Other administrative fees | $6,788 |
| Total administrative expenses | $8.7M |
Reported administrative expenses were about 0.113% of average plan assets, or about $257 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251010104256NAL0007536145001. EIN 112656063.
FAQ
What are the best low-cost funds in the Board Of Trustees Of The Deferred Salary Plan Of The Electrical IND 401(k)?
The free public data doesn't list enough of the Board Of Trustees Of The Deferred Salary Plan Of The Electrical IND plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Board Of Trustees Of The Deferred Salary Plan Of The Electrical IND 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Board Of Trustees Of The Deferred Salary Plan Of The Electrical IND 401(k) plan?
The plan reported about $8.0B in net assets and 33,824 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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