Board Of Trustees Of The Nydcc Annuity FD 401(k): best low-cost funds
NEW York District Council Of Carpenters Annuity FD · Plan #001 · NEW York, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Large CAP Growth/jp Morgan INV Mgmt | Empower Annuity Insurance Company | Pooled separate account | $547.1M |
| Large CAP Value / LSV Asset Mgmt | Empower Annuity Insurance Company | Pooled separate account | $386.9M |
| International Blend Wellington Fund | Empower Annuity Insurance Company | Pooled separate account | $282.5M |
| Small CAP Value/kennedy Capital FD | Empower Annuity Insurance Company | Pooled separate account | $239.7M |
| Small CAP Growth Fund II | Empower Annuity Insurance Company | Pooled separate account | $222.7M |
| Dryden S & P 500 Index Fund index | Empower Annuity Insurance Company | Pooled separate account | $154.4M |
| Core Plus Bond/ream Fund | Empower Annuity Insurance Company | Pooled separate account | $42.2M |
| Empower Aggressive Growth Fund SA | Empower Annuity Insurance Company | Pooled separate account | $35.7M |
| EB Temporary Investment FD | The Bank Of NEW York Mellon | Common/collective trust | $24.2M |
| High Yield Bond/ Prudential Fund | Empower Annuity Insurance Company | Pooled separate account | $14.7M |
| MID CAP Value/integrity Fund | Empower Annuity Insurance Company | Pooled separate account | $11.6M |
| MID CAP Growth/timesquare Fund | Empower Annuity Insurance Company | Pooled separate account | $11.6M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $41.0M | 1.1% |
| Common/collective trusts | $24.2M | 0.7% |
| Pooled separate accounts | $1.9B | 52.8% |
| Participant loans | $61.3M | 1.7% |
Fees paid from plan assets
| Investment advisory & management fees | $73,210 |
| Other administrative fees | $1.1M |
| Total administrative expenses | $3.8M |
Reported administrative expenses were about 0.104% of average plan assets, or about $98 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20260325100850NAL0004138785001. EIN 510174279.
FAQ
What are the best low-cost funds in the Board Of Trustees Of The Nydcc Annuity FD 401(k)?
The free public data doesn't list enough of the Board Of Trustees Of The Nydcc Annuity FD plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Board Of Trustees Of The Nydcc Annuity FD 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Board Of Trustees Of The Nydcc Annuity FD 401(k) plan?
The plan reported about $3.7B in net assets and 38,355 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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